Institutional allocators increasingly seek Bitcoin yield exposure that preserves custody, transparency and compliance. Yet, more than 50% of participants in The Institutional BTCFi Report cited risk opacity as the main barrier to adopting BTC yield products.
SolvBTC addresses this challenge by combining BTC-backed collateral with on-chain structuring logic on Rootstock’s merge-mined EVM infrastructure. This allows Bitcoin to be deployed in programmable contracts while retaining settlement assurances, enabling transparent, verifiable and risk-differentiated yield products.
By tokenizing BTC into fixed and variable tranches, SolvBTC provides structured exposure aligned with institutional portfolio requirements, while supporting composability and auditability within Rootstock. The product demonstrates that BTC yield can be safely and transparently generated on-chain today, bridging a critical gap for institutional adoption.
Institutional Context and Market Drivers
Institutions are increasingly looking for yield-bearing BTC products that are compliant, auditable and transparent. SolvBTC responds with:
- Full on-chain visibility into collateral, tranche parameters and performance
- Composability with Rootstock’s programmable smart-contract ecosystem
- Chainlink-powered Proof of Reserve for real-time verification of collateral and pricing
The market validates this demand. Structured Bitcoin yield protocols on Rootstock have seen quarter-over-quarter growth in BTC locked, with SolvBTC participation rising more than 35% following Rootstock integration.
BTC+: A Live, Yield-Bearing Bitcoin Asset on Rootstock
Building on SolvBTC, Solv launched BTC+, a yield-bearing Bitcoin asset live on Rootstock, designed to provide diversified BTC returns through a single, automated product.
BTC+ Key Features
- Aggregates multiple BTC yield strategies:
- On-chain lending
- DEX liquidity provision
- Delta-neutral trading
- Multi-chain staking
- Incentive programs
- Offers up to 5.5% APY
- Abstracts operational complexity: gas, bridging, and rebalancing
- Provides a single access point for institutions and retail to structured Bitcoin yield
BTC+ demonstrates that transparent, verifiable BTC yield is operational today and signals to other protocols that demand for BTC yield on Rootstock is real and growing.
How SolvBTC Structures BTC Yield
SolvBTC issues two primary tranche types:
- Fixed Tranche – predictable returns, lower risk
- Variable Tranche – performance-linked returns, higher volatility
Tranches are governed by Rootstock smart contracts defining maturity, collateralization, redemption, and accrual parameters.
Performance Metrics:
Early SolvBTC tranches generated 3.2%–5.8% annualized yields, depending on market conditions and tranche structure. Rootstock enables institutions to verify these results directly on-chain.
Transparency, Verification and Auditability
SolvBTC is designed for institutional-grade transparency:
- Collateralization ratios visible in real time
- Redemption events and maturity schedules executed via verifiable smart contracts
- Dashboards track BTC locked, yield performance, and redemption volumes
This framework satisfies compliance and audit requirements outlined in the report and addresses the transparency gaps common in centralized yield programs.
Why SolvBTC Matters for BTCFi
SolvBTC demonstrates that structured Bitcoin yield can move from theory to practice. Rootstock provides the foundational infrastructure to combine Bitcoin’s security with smart-contract programmability, enabling risk-differentiated yield products suitable for institutional adoption.
The broader BTCFi ecosystem—custody platforms, liquidity providers, and DeFi protocols—is connected through Rootstock’s secure EVM layer, showing that Rootstock is already a viable environment for live BTC yield products. The early traction of SolvBTC and BTC+ signals to other builders that both the infrastructure and market demand are present.
Conclusion
SolvBTC and BTC+ validate the core thesis of The Institutional BTCFi Report: Bitcoin can evolve from a static reserve asset into a productive, yield-generating instrument underpinned by transparent, verifiable infrastructure.
Rootstock’s merge-mined EVM layer enables this transition, providing institutions with access to live BTC yield, composable structures, and auditable performance. For detailed architecture, tranche performance, and ecosystem mapping, see The Institutional BTCFi Report.